A Playbook for Progress

America can be a great democracy – one that works for everyone, not just the powerful and connected. But to get there, we need a playbook that confronts the forces that have rigged our laws and our economy against average citizens and imagines a future in which all of us have a fair shot at the American Dream. The Great Democracy Initiative will offer policy solutions that can make that future a reality.

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Central Banking for All: A Public Option for Bank Accounts

While the rest of us have to deal with fees, minimum balances, and delays in payment clearing at commercial banks, the banks themselves get a much better deal. Morgan Ricks, John Crawford, and Lev Menand offer a proposal to give all Americans access to bank accounts at the Federal Reserve.

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A great democracy has got to be progressive, or it will soon cease to be either great
 or a democracy.