A Homestead Act for the 21st Century

This report proposes a 21st Century Homestead Act that would counteract the legacy of racially discriminatory housing policies by investing in revitalization of distressed communities.

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Central Banking for All: A Public Option for Bank Accounts

While the rest of us have to deal with fees, minimum balances, and delays in payment clearing at commercial banks, the banks themselves get a much better deal. Morgan Ricks, John Crawford, and Lev Menand offer a proposal to give all Americans access to bank accounts at the Federal Reserve.

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